As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and the Millennials ever be able to purchase a home?  Are we moving into a generation of raising our families from rental premises?  I don’t think so, I think there are still options and we just need to explore them together.

I can help you with your mortgage and remove all the wonder, worry, concern and stress and give you the direction you need to move forward.  How much can you afford?  What about the down payment, how much do you need and how will you save the money?

With over 20 years experience as a Independent Mortgage Agent coupled with my previous banking experience, I can offer you a ton of experience and expertise in this difficult housing market.   The added bonus, because I am totally independent, I have access to many financial institutions and there is no cost for my service as the lender pays me a referral fee for placing the business with them.  I can help you with anything financial.  We can discuss budgeting, how to save for your down payment, RRSP’s and the benefits, how much income you need to qualify and what purchase price should be that doesn’t put you into the ‘house rich but cash poor category’.

My gift to you is helping you understand the options available and to help you attain them!

Colleen Saunders is a 20 year veteran in the mortgage industry, serving Oakville, Mississauga, Burlington and Toronto and offering all mortgage related services such as 2nd mortgages, private mortgages and more.

To contact Colleen, please fill out the form on  or call 416-459-2406