Blog

Have The Conversation!

Why is it we can talk about any subject but money.  I have had referrals lately going through divorce and for 50% of the couples, their troubles started with financial stress in their marriage. We can give intimate details about our health issues, relationships, the...

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What Would You Do?

If you applied for a mortgage and were declined by your bank, what would you do? Most homeowners aren't aware of what we call 'Alternative Lenders'. Everyone presumes that they qualify for the best-discounted rates and no lender fees because that was how the market...

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E-Transfer Fraud

Did you know that in the Bank's fine print they are not responsible for e-transfer fraud? Financial institutions market the convenience of e-transfers and make claims in bold print that the system is safe. In the small print or buried in online agreements, they...

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What About Your Banking?

A big part of the problem is people just don’t have the time to learn how to make the systems work for them, other priorities take precedence over having to learn something new, again.  We are continually having to learn new computer systems and we are overwhelmed by...

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It Was Pretty Devastating!

Recently I was in a car accident and my vehicle was written off. A tandem truck tried to run through my vehicle! This is how far he pushed me forward with my foot on the brake. I am okay, just a whiplash, it could have been so much worse and I actually saw my life...

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Are Marriage And Common-Law The Same?

More Canadians are electing to live Common-Law than ever before, especially the 2nd time around, I did it! But do you have the same rights as being married? The quick answer is no, financial and estate planning becomes much more complicated. In regards to real estate...

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TED Talk: You Will Be Amazed!

Okay, this will really surprise you but I was told about a TED talk on "How Trees Talk To Each Other". I believe there is so much more out there that we just don't know about. Just think about when you are walking in nature what a magical place it is. We know that...

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What A Phenomenal Event!

Lighthouse For Grieving Children is an incredible organization that helps families deal with grief after the death of a loved one. This organization is funded through private donations and at the run/walk this past weekend, we raised over $150,000!!!  This enables 88...

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What About A Down Payment?

In todays Real Estate market, the chances are slim that our children will be able to purchase a home without the help of us, the parents.  This then raises the question of how do we protect this investment against potential creditors which includes an ex-partner or...

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Canadian Champion And Savior Of The People!

A friend of mine told me about her experience with a gentleman by the name of Jean Vanier who unfortunately just passed away at the age of 90.  I was so touched by her description of how this man treated each individual with the utmost of respect and especially those...

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Does This Sound Familiar?

I would like to share with you a fairly typical story of clients that I work with.  This particular family earns a pretty healthy income but there is never enough money at the end of the month to save anything towards their retirement, university fund for their...

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Guess What Time It Is?

It seems hard to believe that we are already at the end of March and we all know what that means.  That is right, it’s tax time!!  Thoughts go to tax preparation, getting receipts together, doing the final tally to submit to our accountants or bookkeepers. As a...

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