Blog

How To Get Financial Security

Why is it that only 10% of professional women are "very confident" in their ability to fully retire with a comfortable lifestyle?  Why are we so worried about our financial security?  These are intelligent, high-earning, hardworking women and yet many feel they are...

read more

Did You Know?

Did you know that when you get a mortgage from a bank, they give you a discounted interest rate but if you need to pay off the mortgage before the maturity date, you also have to refund them the difference in the interest rates?  If your rate was discounted by, say,...

read more

How Brave Is This Man To Speak Out!

I have spoken to so many people of late that do not listen to the news anymore because of all the doom and gloom.  I have often thought why we don't have a news station that just broadcasts all the positive things in the world?  So on that note, here is a true story...

read more

This Is Worth Investigating

If you own a home, you are probably familiar with Title Insurance.  Well, I read something very interesting the other day that I wanted to share with you.  It stated that there are 2 types of Title Insurance.  Basically a general coverage that covers the purchaser and...

read more

Beyond The Basics!

Happy New Year!!  As we are all completing our personal and business goal setting, I would like to ask you to add one item "enhance your financial knowledge" to the list.  I met a woman this week that relies on her husband for all financial decisions and it just...

read more

Walk In Your Purpose!

In light of the Holiday Season, the season of giving, I wanted to share a fabulous TEDx Talk by Michael Jr., a comedian who discusses how comedy and laughter occur through a setup, then a punchline and how this can be applied to life. He shows how to use the setbacks...

read more

Can Children Spend Money Too Easily?

Over the past month I have had a number of conversations with clients on the subject of children and money.  These children range from 6-36 years old!  One of the pieces is how the digital age and our cashless society is impacting our children and this subject makes...

read more

Are You Driving Your Bookkeeper Crazy?

For all the entrepreneurs, solopreneurs and business owners out there, I recently read a post post that had some great info and humour and would like to share with you, it may save you some money at the bookkeepers! The Coffee Claimer. Meals and Entertainment expenses...

read more

Do You Wonder: Can I Still Purchase A Home?

As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and...

read more

What Constitutes Good and Bad Debt

Just yesterday, this very question was presented.  What is classed as 'Good Debt and Bad Debt'.  Well, the most simple rule is if it increases your net worth or has future value, it’s good debt.  If the debt doesn’t increase your wealth or you don’t have the cash to...

read more

It Doesn’t Have To Be This Way

I know, you have heard it many times before, our personal debt level is at it's highest level ever and rates have gone up again.  Attached is an article on how Canadians regret reaching this level of debt. You can help yourself, it doesn’t have to be this way. But...

read more

This Is The Process

During the Mortgage Application process, there are a number of steps that need to be followed.  I want to ensure that all my clients understand this process at each and every stage.  Mortgages seem so simple but they are actually complicated with tons of options to...

read more