Blog

Have You Been Following This?

My family enjoys attending live events together.  Rock and classical concerts, plays, operas, ballets.  Have you noticed how expensive these events have become over the past few years to the point where most families cannot afford to attend events! Apparently CBC sent...

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Prioritize In 10 Minutes And Work 10X Faster

Do you feel at the end of the day that you have accomplished a number of items but failed to come up with creative ideas or feel overwhelmed and frustrated about failing to achieve targets?  I have attached an article shared by Lynda Davidson of LD Business Focus, who...

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I Feel Very Strongly About This

I would like to share a strong opinion I have on a current situation.  A few years back, the Government warned the Banks that they were lending money to clients on the never never plan called a line of credit (L/C).  I have seen a number of clients over the years who...

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This Is My Reason Why!

One of the most satisfying things in my business is receiving a testimonial.  I love working with many different clients but what really touches my heart is working with clients where I can impact their lives, where I can use my expertise to restructure their debts to...

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Great Book Written Right Here In Oakville

I recently had the pleasure of not only reading but meeting the author Plum Johnson of the book “They Left Us Everything.”  Plum uses humour, wit and honesty to portray why family history is important to understand your past and how to move forward with your family...

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It Is Still Possible For Self Employed

I was recently asked how are 'Business For Self' people going to be able to qualify for a mortgage under the new financing rules.  If you have to prove that you can service the mortgage from your income but do not declare all your income due to the offset of expenses...

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Bequeathing Money To Family Out Of Country

This is a very complicated topic but one that needs consideration if you intend to bequeath money to anyone overseas or in the USA. You also need to plan your estate knowing that possibly a family member may one day relocate to another county or the USA. It is very...

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Do You Know Your Why?

Do you ever ask yourself why you selected the business you are in or why you are employed by a particular employer in a particular industry?  I have asked myself this question on many occasions and a few months back, finally got an answer!  When I was employed with...

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Should You Take Equity From Your Home?

We all come to a point in our lives when we may need to refinance our mortgage to invest in a major purchase, home renovation, investment, emergency or consolidate outstanding debts.  The interest rates on mortgages are much less than borrowing via another vehicle....

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Pros & Cons Of Reverse Mortgages

I receive a number of enquiries about Reverse Mortgages and the question is always “is this a good product for someone in retirement?”  Personally, I am not a big fan of Reverse Mortgages but here are the pros and cons to consider. What is a Reverse Mortgage?  A...

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