Blog

Are You Driving Your Bookkeeper Crazy?

For all the entrepreneurs, solopreneurs and business owners out there, I recently read a post post that had some great info and humour and would like to share with you, it may save you some money at the bookkeepers! The Coffee Claimer. Meals and Entertainment expenses...

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Do You Wonder: Can I Still Purchase A Home?

As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and...

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What Constitutes Good and Bad Debt

Just yesterday, this very question was presented.  What is classed as 'Good Debt and Bad Debt'.  Well, the most simple rule is if it increases your net worth or has future value, it’s good debt.  If the debt doesn’t increase your wealth or you don’t have the cash to...

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It Doesn’t Have To Be This Way

I know, you have heard it many times before, our personal debt level is at it's highest level ever and rates have gone up again.  Attached is an article on how Canadians regret reaching this level of debt. You can help yourself, it doesn’t have to be this way. But...

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This Is The Process

During the Mortgage Application process, there are a number of steps that need to be followed.  I want to ensure that all my clients understand this process at each and every stage.  Mortgages seem so simple but they are actually complicated with tons of options to...

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Avoid Complications In The Future

There is a touchy topic that always comes up in this hot real estate market when you have children over the age of 25.  They want to purchase a home but with house prices and the new lending guidelines, unless they live in a remote area, they are going to need their parents assistance.

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Have You Been Following This?

My family enjoys attending live events together.  Rock and classical concerts, plays, operas, ballets.  Have you noticed how expensive these events have become over the past few years to the point where most families cannot afford to attend events! Apparently CBC sent...

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Prioritize In 10 Minutes And Work 10X Faster

Do you feel at the end of the day that you have accomplished a number of items but failed to come up with creative ideas or feel overwhelmed and frustrated about failing to achieve targets?  I have attached an article shared by Lynda Davidson of LD Business Focus, who...

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I Feel Very Strongly About This

I would like to share a strong opinion I have on a current situation.  A few years back, the Government warned the Banks that they were lending money to clients on the never never plan called a line of credit (L/C).  I have seen a number of clients over the years who...

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This Is My Reason Why!

One of the most satisfying things in my business is receiving a testimonial.  I love working with many different clients but what really touches my heart is working with clients where I can impact their lives, where I can use my expertise to restructure their debts to...

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Great Book Written Right Here In Oakville

I recently had the pleasure of not only reading but meeting the author Plum Johnson of the book “They Left Us Everything.”  Plum uses humour, wit and honesty to portray why family history is important to understand your past and how to move forward with your family...

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