My name is Colleen Saunders and I have over 30 years experience in the Financial Industry. During my successful career with The Royal Bank, helping people with their finances was the one area that had given me the greatest professional and personal satisfaction. I realized the people that could really utilize my expertise were the clients that did not fit the bank’s lending criteria. These clients actually fit into the area of ‘alternative mortgage financing.’ I then established my own business as a Mortgage Agent. It gives me great pleasure to help clients relieve the financial stress in their lives by either restructuring their finances and saving money or if purchasing a home, going through each and every step to make the best financial decision.
When I purchased my first home, we struggled financially for the first number of years because we just weren’t aware of all the costs involved in carrying a home, keeping your spending in check and not using your credit cards to pay for items. I have
The following are the services that I offer:
1. I will help you restructure your debts or if you are looking to purchase a home, I can prepare an affordability analysis.
2. One of our biggest sources of stress is money. I educate clients on the mortgage process and how to save money.
3. There is usually no cost to you as in most situations, the lender pays me a referral fee.
4. I offer independent advice as I am not selling just one lenders product, I work with a number of different lending institutions, so I will find you the best rate & terms based on your needs.
5. I offer a
6. I provide a weekly educational newsletter with industry information, rate changes, changes in legislation and articles of interest that clients will find informative.
I can arrange mortgage financing on a variety of properties in the Province of Ontario
- First Time Buyer
- Alternative financing
- Bank turn down
- Debt consolidation
- Poor Credit
- Divorced: payout
ex spouse’sinterest in the home
- Widow/Widower: debt consolidation/enable you to stay in your home
- Bridge Financing
- Mortgage renewals
- Lines of credit
- Investment properties
- 2nd homes
I utilize the services of a wide variety of non-traditional lenders who do not have the same stringent financing rules as the big banks!
Volunteer Experience: Lighthouse Grief For Children, Heartache2Hope, CYAN (Community Youth In Action Network, Victim Services