Colleen Saunders

Mortgage Professional

Mortage Agent, Licence #M08002736
The Mortgage Department Corporation, Licence #10585

Current Best Rates

OUR RATE OF THE DAY – 2.70%

TERM
OURS
POSTED
-(APR)-
variable2.85%3.95%
1 yr3.49%4.34%
2 yr3.49%4.34%
3 yr3.54%4.15%
4 yr3.54%4.89%
5 yr3.59%5.34%
10 yr4.89%6.60%

Mortgage Application

Latest Blog Post

Are You Driving Your Bookkeeper Crazy?

For all the entrepreneurs, solopreneurs and business owners out there, I recently read a post post that had some great info and humour and would like to share with you, it may save you some money at the bookkeepers! The Coffee Claimer. Meals and Entertainment expenses...

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Do You Wonder: Can I Still Purchase A Home?

As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and...

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What Constitutes Good and Bad Debt

Just yesterday, this very question was presented.  What is classed as 'Good Debt and Bad Debt'.  Well, the most simple rule is if it increases your net worth or has future value, it’s good debt.  If the debt doesn’t increase your wealth or you don’t have the cash to...

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It Doesn’t Have To Be This Way

I know, you have heard it many times before, our personal debt level is at it's highest level ever and rates have gone up again.  Attached is an article on how Canadians regret reaching this level of debt. You can help yourself, it doesn’t have to be this way. But...

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This Is The Process

During the Mortgage Application process, there are a number of steps that need to be followed.  I want to ensure that all my clients understand this process at each and every stage.  Mortgages seem so simple but they are actually complicated with tons of options to...

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Avoid Complications In The Future

There is a touchy topic that always comes up in this hot real estate market when you have children over the age of 25.  They want to purchase a home but with house prices and the new lending guidelines, unless they live in a remote area, they are going to need their parents assistance.

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