August 17, 2018

Blog

Great Book Written Right Here In Oakville

Aug 7, 2018

I recently had the pleasure of not only reading but meeting the author Plum Johnson of the book “They Left Us Everything.”  Plum uses humour, wit and honesty to portray why family history is important to understand your past and how to move forward with your family dynamics.  What is really cool is the story is about selling the family home which is located locally at Trafalgar overlooking Lake Ontario in Oakville.  It was a 23 room home that hadn’t been touched in over 60 years and full of history, antiques and other treasures yet to be discovered! Plum and…

It Is Still Possible For Self Employed

Jul 30, 2018

I was recently asked how are ‘Business For Self’ people going to be able to qualify for a mortgage under the new financing rules.  If you have to prove that you can service the mortgage from your income but do not declare all your income due to the offset of expenses or possibly a cash industry, how will you ever qualify! I am in the process of finalizing a mortgage for a client that is basically in a cash industry at very decent rates.  It is really important that as an entrepreneur, you deposit all your earnings in your savings…

Do You Know Your Why?

Jul 24, 2018

Do you ever ask yourself why you selected the business you are in or why you are employed by a particular employer in a particular industry?  I have asked myself this question on many occasions and a few months back, finally got an answer!  When I was employed with The Royal Bank and working in the branch system, the thing that always bothered me was when I had to decline clients for their mortgage or loan.  These were the people that needed the lowest rate and the most help to consolidate their debts.  If we would have lent them the…