December 8, 2016

Teasers

CS_teasers_purchase

Purchase

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CS_teasers_first-time

First Time Homebuyers

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CS_teasers_new-to-canada

New to Canada Program

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CS_teasers_invest-prop

Investment Properties

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CS_teasers_mort-refin

Mortgage Refinancing

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CS_teasers_debt-con

Debt Consolidation

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CS_teasers_self

Self-Employed Individuals

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CS_teasers_faq

FAQ

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Blog

Yes, You Can Still Purchase A New Home!

Dec 6, 2016

As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and the Millennials ever be able to purchase a home?  Are we moving into a generation of raising our families from rental premises?  I don’t think so, I think there are still options and we just need to explore them together. I can help you with your mortgage and remove all the wonder, worry, concern and stress and…

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A Potential Snag With Title Insurance

Nov 22, 2016

Due to this recent case, it would be wise to check your Title Insurance Policy. What is the description of Title Insurance?  “Title insurance is an insurance policy that protects residential or commercial property owners and their lenders against losses related to the property’s title or ownership.”  For a one­time fee, called a premium, a title insurance policy may provide protection from such losses as: Unknown title defects (title issues that prevent you from having clear ownership of the property) Existing liens against the property’s title (e.g. the previous owner had unpaid debts from utilities, mortgages, property taxes or condominium…

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Ontario Helping First-Time Homebuyers

Nov 15, 2016

The Ontario Ministry of Finance will help more people purchase their first home through a proposal to double the maximum Land Transfer Tax refund for eligible first-time homebuyers to $4,000, which is being doubled from $2,000.  The increase would be effective January 1, 2017 and mean that eligible homebuyers in Ontario would pay no Land Transfer Tax on the first $368,000 of the cost of their first home. The treasurer said the measure — funded by hiking rates on houses selling for more than $2 million — will have more impact outside the Greater Toronto Area’s overheated housing market.  “It’s not…

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