September 21, 2017


Owning A Home Is Still An Option!

Sep 20, 2017

As a Independent Mortgage Agent, I have had the pleasure of working with young couples to arrange the mortgage financing on their home purchases.  With all the negative information and the ridiculous home prices today, it makes you wonder will the Gen X and the Millennials ever be able to purchase a home?  Are we moving into a generation of raising our families from rental premises?  I don’t think so, I think there are still options and we just need to explore them together. I can help you with your mortgage and remove all the wonder, worry, concern and stress and…

Should Fines Should Double For Realtors Breaking Rules?

Sep 5, 2017

The Ontario Real Estate Association (OREA) says fines for rule-breaking realtors should be double so the potential penalties keep pace with rising housing market. Last year, realtors found guilty of violating the code of ethics faced an average fine of less than $6,000 from the Real Estate Council of Ontario (RECO), the industry regulator.  The existing penalties were set when the average resale Ontario home cost $211,000 compared to $619,000 today. OREA recommended fines be doubled for violating the Real Estate and Business Brokers Act (REBBA) Code of Ethics. That would put the maximum penalty for salespeople at $50,000, while…

Should You Get A Status Certificate?

Aug 22, 2017

With the current situation of house prices in the Toronto area, chances are first time buyers (and those of us downsizing) will be looking at purchasing a condo.  What is a Status Certificate. Purchasing a condo or condo townhouse is very different from purchasing a detached home.  All condo buyers should be aware the unit’s status certificate as it provides important details about the unit you are interested in, as well as the condo corporation as a whole.  I strongly suggest you make your purchase conditional on a review of the status certificate. Sometimes the seller will offer to provide you…